Tamara Simić Pajović

• Monitors changes in banking regulations and advises UniCredit Bank on the status and next steps to be taken in these complex matters in the field of banking and finance. She also represents UniCredit Bank in disputes where the bank is sued for alleged illegal collection of loan fees (loan processing fee, loan monitoring fee, insurance with the National Corporation, account maintenance fee, etc.) to determine such loan agreements null and void including interest rate changes, exchange rate differences, currency clause.
• Advises UniCredit Bank Serbia on managing its NPL portfolio, representing the bank in enforcement proceedings including submitting motions for enforcement, proposing method and object of enforcement, all in order to collect the bank’s outstanding debts.
• Advises OTP Bank on financial regulations and initial acts for collection of receivables in enforcement proceedings and NPL monitoring, litigation procedure, liaison with public bailiffs/ courts, enforcement debtors, third parties and reporting (various reports, audits and charts) including advice on further steps to be taken and other regular and extraordinary remedies.
• Advises NLB Komercijalna banka on NPL management and collection, representing the bank in the bankruptcy proceedings of bank’s clients, enforcement and litigation proceedings. She liaises with the relevant state bodies and third parties with regularly monitoring and reporting on the status and developments of the projects assigned, providing advice on further steps and remedies in the field of banking and finance.
• Advises AIK Bank, one of the largest domestic banks, on initial acts for collection of receivables and NPL monitoring, representing the client in enforcement proceedings, litigation procedure, liaising with public institutions, public bailiffs, enforcement debtors, third parties including reporting (various reports, audits and charts on request), monitoring of monthly payments and concluding agreements.
• Advises DDOR Novi Sad on initial acts for collection of receivables, NPL management and monitoring, drafting opinions on financial matters, representing the company in the enforcement proceedings, litigation procedures, constantly liaising with relevant state bodies, third parties and preparing various reports, audits and charts on request, including control of monthly payments and conclusion of relevant agreements recommending relevant strategies and tactics for further growth.
• Advises A1 Srbija, a Serbian mobile network operator and a member of the Telekom Austria Group, on NPL management and monitoring, and represents in enforcement proceedings, collection, litigation, liaising with the relevant public institutions, enforcement debtors, third parties (submitting various reports, audits and charts on request) including banking and financial advice regarding NPL matters and strategies.

Qualifications and Certificates:

• 2013 – Ministry of Justice of Republic of Serbia – Bar exam

Membership:

• Bar Association of Belgrade
• SAM ( Serbian Association of Managers )